All the documents you will need to qualify for a mortgage Image

All the documents you will need to qualify for a mortgage

​​​​​​​You got your pre-approval, you picked out your first home at a builder’s sales centre, and now it’s time to get your mortgage. No big deal right? Think again. Depending on your financial situation and employment, it could be a challenge.

Read More
3 ways to improve the mortgage stress test Image

3 ways to improve the mortgage stress test

At the end of 2018, I wrote about the idea of reducing or repealing the mortgage stress test. Now I want to suggest some possible amendments that would make the stress test more fair now that interest rates are rising and home prices are still high. 

Read More
Mortgage Mania Image

Mortgage Mania

Whether you're buying a new or resale home, make sure you explore a number of mortgage options before choosing the one that's right for you.

Read More
3 reasons why the mortgage stress test should not change (for now) Image

3 reasons why the mortgage stress test should not change (for now)

The mortgage stress test has been a hot topic since it was first introduced in 2018. Some in the real estate industry believe the policy has done its job and it’s time to revise it, and some believe it should remain the way it is. 

Read More
5 things to consider when applying for a mortgage Image

5 things to consider when applying for a mortgage

When you buy a new home preconstruction, there can be a few years between getting pre-approved for your mortgage and your final closing (when you actually need to qualify for your mortgage).

Read More
Learn More About Mortgage Pre-approval Image

Learn More About Mortgage Pre-approval

A pre-approval might be best defined as your license to go house shopping. In essence there's no sense in finding the home of your dreams if you're not already 110% sure you can afford if comfortably. There's also no sense in spending your valuable time

Read More
Shared equity mortgages: A good idea going to scale Image

Shared equity mortgages: A good idea going to scale

When the Federal government released its budget in mid-March, those in the housing sector were eager to see what might be in store to help address the pressing need of making housing more affordable.

Read More
Mortgage Terms You Should Know Before Buying a New Home Image

Mortgage Terms You Should Know Before Buying a New Home

New to the whole mortgage thing? It can be scary. This list of terms should help you along the way!ABSTRACT OF TITLE:Registry System: A condensed history of the title to a parcel of land. The abstract consists of a synopsis of every recorded instrument

Read More
More From Mortgages Image

More From Mortgages

My clients often tell me that one of their most important financial goals is to pay off their mortgage rapidly.

Read More
See what this first-time buyer has to say about applying for a mortgage Image

See what this first-time buyer has to say about applying for a mortgage

Getting pre-approved is one thing, but when it comes to applying for a mortgage, the process can be confusing and intimidating, especially if you’re a first-time buyer. There’s an extra layer to the process if you’re buying a new

Read More

Sign-up for our Newsletter