Sealing the Deal
No one likes to make a purchase and then find out that there are hidden fees attached to the original price. This is especially true for a large purchase, like a new home. In truth, the extra costs associated with the purchase of a new home aren't hidden
Cutting Your Home Energy Costs
By Mark SalernoDid you know that you may be eligible for a 10 per cent refund on your Canada Mortgage and Housing Corporation (CMHC) mortgage insurance premium if you use CMHC insured financing to purchase, build, or renovate your home to make it energy
Now or Later? Your Financial Strategy
Finances aren't something that everyone readily understands, but having a financial strategy is a necessity for a new homeowner. When money is tight, you have to be careful with every penny. You also want to think about how you can get ahead. Where
Scoring Big with Credit
Many of us have heard the terms credit report and credit score being thrown around, but before one can really understand what a credit score represents, it is important to first understand what it is based on. Credit, by definition, is borrowed money
What are Property Taxes?
Property tax. What is it and why do we have to pay it? If you own property, you are expected to pay a tax determined by the value of that property. And every year a number is provided that determines what percentage of your home's value you will be
Saving Money - Part 2
Electronics: Once you add up the cost of renting movies, going to the theatre, and buying expensive snacks, prices can really skyrocket. Digital cable can be a great way to enjoy unlimited movies on demand with just one monthly cost.You will eliminate
Why Buy New?
You've decided that it's time to make the move to home ownership. You want to keep your options open and buy the home that's right for you. There are already so many decisions to make: location, size, mortgage broker, real estate agent. How do you decide
Managing a New Home Warranty is Just a Click Away
By TarionBuying a new home is an exciting and busy time – and while managing a new home warranty may not be at the top of the long to-do list, it is an essential part of maintaining this major purchase.All new houses and condominiums in Ontario come with
Learn More About Mortgage Pre-approval
A pre-approval might be best defined as your license to go house shopping. In essence there's no sense in finding the home of your dreams if you're not already 110% sure you can afford if comfortably. There's also no sense in spending your valuable time
Saving Money - Part 1
When purchasing an upgraded home or condo, it is often necessary to cut out many other expenses in order to afford the down payment and subsequent monthly payments. It might seem tricky, but eliminating little luxuries you've grown accustomed to can make
