See what this first-time buyer has to say about applying for a mortgage
Getting pre-approved is one thing, but when it comes to applying for a mortgage, the process can be confusing and intimidating, especially if you’re a first-time buyer. There’s an extra layer to the process if you’re buying a new
Infographic: The Ontario markets where you’ll pay the most land transfer tax
While the affordability of local real estate, property tax, and neighbourhood amenities are obvious considerations, there’s one oft-overlooked factor that can add thousands of dollars to your closing costs: land transfer tax.
These tips will help you start managing your debt
With rising interest rates and the stress test, renewing your mortgage can be a stressful time, and you’re likely growing more concerned over your household debt. That’s why we want to share a few tips to help manage your debt and get back in the black.
Homeowners still wary of growing legal weed: survey
Legalization day is officially upon us – Canadians can now buy and consume cannabis, as well as grow up to four plants within a private residence in most provinces, under the newly-minted federal Cannabis Act. However, while it’s no
Don’t pay another cent in rent to your landlord before you read this FREE special report
If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a hassle.
Why you should pay attention to condo fees when buying a new condo
Every month, you have to pay condo fees, and they can eat up a significant amount of your budget, so it’s important to pay attention before falling in love with your dream condo unit.
How treating your household financials like a business can save you money
In an effort to make your household financials more manageable, let’s take a look at how a business manages its finances.
What is a home equity line of credit and how does it work?
If you currently own a home, you should look into a home equity line of credit. There are a number of reasons why it would make sense for you to take advantage of this product that most major lenders offer.
RRSP or TFSA: Which is the better way to save for your new home?
So, you’re saving for your first home. Odds are your current savings account isn’t quite cutting it as far as growth goes, so what should you do?
Things to consider in addition to closing costs
Last year, we provided a pretty thorough breakdown of what closing costs consist of when buying a new home in the Greater Toronto Area. Many buyers are unaware of what fees are due upon closing, and guess what? There’s more.
