Broker or Bank?
We asked an independent mortgage consultant and a bank representative to tell us what makes each attractive to a potential homeowner.
Know Your Worth
By using the same formulas and ratios that banks and trust companies use, it's possible to determine the approximate size of the mortgage you will qualify for.
Credit Rating
If you're wondering what your credit rating has to do with buying your home, let's just say it a lot.
Real Home Costs
Remember that while you may have your mortgage under control you will need to plan ahead to cover some of the other costs of home ownership.
What are you paying for?
Just like anything else you buy, you want to know what you're paying for.
Seeking Pre-Approval
Preapproval has a number of benefits, the biggest of which is saving money.
Down Payments
Saving money for a new home can be a frightening task, especially when contemplating the down payment.
Is Your Income at Risk? Your Home Doesn't Have to Be.
When life delivers an unexpected blow ' like a serious illness, a marital separation or loss of employment ' it can be difficult to stay on track.
Mortgage Basics
Perhaps even more stressful than finding the perfect home is finding the perfect mortgage.
Closing Costs
When it comes to closing costs, it's important for new homebuyers to be aware of all the fees required to seal the deal.
